Once the contract is signed, we handle the rest.
Your buyer sees a signature. Behind it, a century of records has to line up before that house can legally change hands. That part is ours.
What we do
Paradise Coast Title & Escrow is an attorney-owned title and escrow company in Naples, Florida. We research a property's ownership history, resolve anything that would block a clean transfer, hold the deposit in escrow, issue title insurance, and run the closing — for agents and their clients across Southwest Florida.
Every house is a stack of paper
before it's a home.
Title insurance sounds like a line item. It's actually a story — the recorded life of one piece of land, read start to finish, certified, and then insured. Here's how that story gets told.
Somebody wrote this house down before it existed.
Before the pool cage, before the lanai, before the address, there was a surveyor's line on a plat map and a name in a county book. That's where every title search in Southwest Florida starts — not with your listing, with the first recorded line.
We order and open the search the day the contract hits our desk, not the day before closing.
Then it started collecting owners.
A deed. A mortgage. A divorce. An estate. A utility easement someone granted in the eighties and forgot about. Every one of those moments got recorded, and every one of them is still attached to the property your buyer is about to own. Read in order, they're a chain — and a chain is only as good as its weakest link.
We examine the full chain, not a summary of it, so nothing surfaces on closing morning.
Not every line in the record is clean.
A mortgage paid off in 2004 that was never released. A contractor who filed a lien and moved away. An heir who inherited a quarter interest and never signed anything. A survey that disagrees with the seawall. None of it is malice. It's just paperwork that stopped halfway — and until it's resolved, the property can't transfer clean.
You hear about a title issue from us with time to solve it, in plain language, with next steps attached.
This is the part nobody sees.
Chasing a payoff letter from a lender that's been acquired twice. Tracking down a satisfaction of mortgage. Getting an affidavit signed by an heir in another state. Recording a corrective deed. It's unglamorous, it's the reason closings slip, and it's the single biggest thing a title company can either handle or hand back to you.
We do the chasing. Your update is a status, not a to-do list.
Now the story can be certified.
The title commitment says what we found, what has to happen before closing, and exactly what the policy will cover. It's the moment the property's history stops being an open question and becomes a documented, insurable fact — and it's written to be read, not decoded.
Requirements and exceptions come with a translation, so your client knows what they're signing.
Then the contract gets signed.
Escrow funds verified. Wire instructions confirmed by voice, never by email alone. Figures balanced ahead of time so nobody discovers a number at the table. Whether it's in our office, at a kitchen counter, or remote from another time zone, this part should feel short and unremarkable.
Closing day is a formality. Everything that could go wrong got handled weeks earlier.
And the paper becomes a home.
The owner's policy stays with your client long after the boxes are unpacked. If someone surfaces years from now with a claim against something that happened before closing — a forged signature in 1996, an heir nobody knew about, a lien recorded wrong — that's what the policy is for. The story is closed, certified, and covered.
Your client is protected for as long as they own the property. So is your reputation for referring us.
Everything between
signature and keys.
One file, one team, one point of contact. You write the deal — we run the rest of it and keep you posted the whole way.
Title search & examination
A full read of the public record for the property, back through the chain, with every recorded interest identified and explained.
Title insurance
Owner's and lender's policies issued in Florida, covering defects that already existed in the record on the day of closing.
Escrow & deposits
Escrow accounts handled to Florida standards, with receipts your buyer and broker can both see.
Curative work
Payoffs, lien releases, corrective deeds, heir affidavits — the cleanup that keeps a closing date from moving.
Closings, wherever they happen
In any of our four Southwest Florida offices, at the property, or remotely for out-of-state and seasonal owners.
Wire fraud prevention
Verified instructions, direct voice confirmation, and clear warnings for your client before a dollar moves.
Real estate doesn't run
on a 9-to-5 schedule.
Contracts get signed on Saturday nights. Lenders ask for one more document at 6:45 p.m. Deals in Naples, Fort Myers, Bonita Springs, Estero, and Marco Island move faster than office hours do — so we don't hide behind them. Responsiveness isn't a courtesy here. It's how deals get done.
- Attorney-ownedTitle work backed by a real estate law practice, not a franchise script.
- Reachable after hoursCall or text when the deal needs it — nights, weekends, and season.
- Southwest Florida onlyCollier and Lee County records, surveys, and municipalities are what we do all day.
- Proactive updatesYou find out about a problem from us, early, with the fix already in motion.
Southwest Florida, start to finish.
Waterfront, golf community, condo, new construction, or an inland lot with forty years of history — we close them across Collier and Lee County, for local buyers and for the ones flying in. Four offices, one file, whichever table your client sits at.
- Naples 2670 Airport Road South
Naples, FL 34112 Get directions - Fort Myers 5237 Summerlin Commons Blvd
Fort Myers, FL 33907 Get directions - Bonita Springs / Estero Brooks Executive Offices
9990 Coconut Rd, Suite 310
Bonita Springs, FL 34135 By appointment only Get directions - Marco Island 950 N Collier Blvd, Suite 400
Marco Island, FL 34145 By appointment only Get directions
Our Bonita Springs / Estero and Marco Island offices are open by appointment — call ahead and we'll have the table, the figures, and the notary waiting.
Agents who stopped shopping around.
[APPROVED TESTIMONIAL COPY — TK]Daniel Maguire
[APPROVED TESTIMONIAL COPY — TK]Sal Metjahic
[APPROVED TESTIMONIAL COPY — TK]David Marshall
Title insurance, answered plainly.
What does a title company actually do in a Florida closing?
A title company researches the property's ownership history in the county's public records, identifies anything that would prevent a clean transfer, resolves those items, holds the escrow deposit, issues title insurance, prepares the closing figures, and records the deed after closing. In Florida, the title company is usually the closing agent for the transaction.
Who pays for title insurance in Southwest Florida?
It's negotiable and set in the contract. Custom varies by county — in Collier County the buyer commonly pays for the owner's policy and selects the closing agent, while in Lee County the seller more often pays. Whatever the contract says controls, so it's worth confirming on every deal rather than assuming.
What is a cloud on title?
A cloud on title is any recorded claim or defect that calls ownership into question — an unreleased mortgage, an unpaid contractor's lien, an unresolved estate interest, a boundary or survey conflict, or an error in a prior deed. Most are resolvable before closing once they're found, which is exactly what the title search is for.
How long does a title search take?
A routine Southwest Florida search typically comes back within a few business days, and the title commitment follows shortly after. Properties with estates, older chains, prior foreclosures, or open permits take longer — which is why the search should be ordered as soon as the contract is signed rather than close to the closing date.
Do I need an owner's title policy if the lender already requires one?
The lender's policy protects the lender's interest in the loan, not the buyer's equity. Only an owner's policy protects the buyer, and it lasts as long as they hold an interest in the property. Cash buyers have no lender policy at all, so the owner's policy is their only title protection.
Can you close remotely for an out-of-state or seasonal buyer?
Yes. We handle mail-away and remote closings regularly for buyers who aren't in Southwest Florida at closing, including seasonal owners and international purchasers, and we coordinate signing logistics in advance so the timeline doesn't move.
Once the contract is signed, we handle the rest.
Send the executed contract and we'll open the file the same day. Questions before that? Call or text — you'll get a person.